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How Can You Afford a New Trailer?

Afford A New TrailerWhen your work or personal projects require transport, there's no better way to handle it than with a trailer. Whether you transport cars or motorcycles, animals, dirt or rubble, or heavy equipment, a sturdy trailer is a beneficial investment. Before you purchase any old trailer, however, there are several things you'll need to consider, such as what you need your trailer for and the features you're looking for your trailer to have. Taking each aspect of your trailer into consideration will bring you closer to figuring out what kind of trailer you can afford.


Trailer Considerations

First and foremost, you'll want to narrow down your search by asking yourself a few fundamental questions about what you're looking for. For example, do you need an enclosed trailer or an open trailer with reliable sides? What are you transporting, and how much does it weigh? What kind of fuel do you require? Will your trailer need ventilation? Are you looking for a simple cargo trailer, a sturdy utility trailer, or an efficient snowmobile trailer?

Asking yourself these questions can help you start your search with at least a handful of knowledge about what kind of trailer suits your needs.


State Regulations

Certain states won't allow you to have trailers of more than a certain length. Eliminate any trailer from your search straight away that isn't going to meet state regulations. You'll save yourself a lot of trouble and money by doing so.


Weight Capacity

One of the essential considerations in your search for the Mr. Right of trailers is how much weight you'll be carrying. You always want to look for a trailer that can hold a higher capacity than what you need to carry to prevent cracking in the frame and axels by overloading your trailer with excess weight. According to how much your cargo weighs, you'll need to search for a particular class of trailer hitch:

  • Hitch Class 1: 2,000 pounds
  • Hitch Class 2: 3,500 pounds
  • Hitch Class 3: 5,000 pounds
  • Hitch Class 4: 10,000 pounds

If you're certain you're carrying a bigger load than 10,000 pounds, you'll need a gooseneck hitch and a fifth wheel on your trailer to accommodate the extra weight. You'll have to factor both of those things into the overall cost.

Additionally, you must make sure the vehicle you'll be using to pull the trailer can handle the weight of the trailer and its cargo combined. You don't want to strain your car's engine or burn out the transmission, so make sure you know if your towing vehicle can take it before you end up blowing money on a trailer that's going to cost you repairs and car part replacements.


Braking System

The braking system of your car must be in good condition to operate your trailer. Braking becomes a lot more of a challenge when you're towing around extra weight, so you may want to consider putting your money toward a trailer with an electrical braking system to lighten the strain on your vehicle and prevent accidents.


Frame Type

The strength of your trailer is primarily dependent on the frame. You can choose a channel frame, box frame, or box tubing and angle iron. If you aren't sure of the differences, our specialists can help you figure out which type of trailer frame is best for the demands of your cargo.


Tongue Length and Weight

The length and width of the tongue are what affect the maneuverability of your trailer, which is crucial to transporting heavy cargo with minimal to no accidents - and no accidents should always be the goal. This factor also plays a role in the amount of strain your towing vehicle has to bear. If you can't maneuver your trailer well, your vehicle will have to put in a lot more effort to move your cargo.


Maintenance Costs

Buying a trailer won't be all about how it comes when you purchase it. Another large part of costs will be the maintenance you need to keep up. Trailers have a lot of moving parts, and periodic maintenance is a necessity to make sure each of them runs smoothly and safely. You'll want to have the budget to inflate, rotate, and replace tires as you need to, as well as fix the taillights if they don't function, amongst other possible repairs.


Financial Considerations

Say you finally know what trailer you want, but the stress of upfront costs discourages you from jumping into the purchase. You can opt to finance your trailer instead, making payments one month at a time until you pay off your trailer in full. Working with one of our representatives can help you figure out a loan that fits your budget so that you can remove the stress of intimidating upfront costs.



Have an old trailer that you want to upgrade? Based on the age, model, and condition of your old trailer, you can trade in an old trailer for money to put toward a new one. Taking as many photos of your old trailer as possible and cleaning it before trading it in are also two incredibly helpful ways to maximize how much profit you can get out of your old trailer.


Buying Used

Sometimes your budget might not allow for a sparkly new trailer, and that's okay. Used trailers can often be the more affordable option while still performing just as effectively. If you do opt for a used trailer, however, you'll want to inspect for the following things:

  • Faulty or worn brakes
  • A leaking roof
  • Cracks in the frame
  • Bent axels
  • Faulty tow coupler
  • Defective taillights
  • Damaged or rotten deck boards
  • Cracked wheels and rims
  • Overall corrosion

A lot can go into choosing a trailer, but we promise that once you know what you want, you'll be better off towards finding your perfect fit. Whether searching for a cargo trailer, utility trailer, snowmobile trailer, or other product, we can help you. Speak with one of our representatives today to find some creative ways to help you afford a new trailer.